Your Accounts
CHECKING ··4821
Primary Checking
Chase Bank
$8,432.17
Available balance
CREDIT ··7741
Rewards Credit Card
Amex
$2,847.63
Balance owed
SAVINGS ··9302
High-Yield Savings
Ally Bank
$24,155.00
Available balance
NET POSITION
Total Liquid
Checking + Savings
$32,587.17
1 credit card tracked
AI BRIEFING
30-Day Financial Summary
Health Score
75/100
Your financial health is healthy with a score of 75/100. Over the past 30 days you've spent $6,934.81 against $12,848.55 in income — +$5,913.74 ahead (46% savings rate). Top spending categories: housing ($2,200.00), shopping ($1,712.99), dining ($1,140.79). 6 transactions need your attention.
Total Spent (30d)
$6,934.81
Income (30d)
$12,848.55
Net Cash Flow
+$5,913.74
Flagged Transactions
6 items
Action Items
9
Review: ATM Withdrawal
Unusually large ATM withdrawal (3x your monthly average of $250)
$800.00
Review: The French Laundry
Dining spend is 180% above your 3-month average
$412.00
Review: Apple.com
Large electronics purchase — verify this is authorized
$1,299.00
Review: Adobe Systems
Possible duplicate: another Adobe charge appeared 2 days ago
$149.99
Review: Nobu Restaurant
Dining charge of $287.43 is unusually high
$287.43
Credit card balance: $2,847.63
Your credit card balance is elevated. If you're carrying this month-over-month, interest charges are costing you money. Pay it down before the statement closes.
$2,847.63
Dining spend at $1,140.79 this month
You have 21 dining transactions averaging $54.32 each. Consider meal prepping to reduce this category.
+$1,140.79
Shopping at $1,712.99 — review for returns
3 purchases this month. Check for items you can return or sell.
+$1,712.99
$32,587.17 sitting in liquid accounts
Strong cash position. Consider moving excess beyond your 6-month emergency fund into investments (index funds, I-bonds, brokerage).
+$32,587.17
Recent Transactions last 7 days
Acme Corp
+$4250.00
Blue Bottle Coffee
$6.16
AWS
$47.82
Adobe Systems
$149.99
Blue Bottle Coffee
$5.94
Nobu Restaurant
$287.43
Whole Foods Market
$124.37
ATM Withdrawal
$800.00
Blue Bottle Coffee
$4.57
Adobe Systems
$149.99
Spotify
$11.99
Netflix
$22.99
Blue Bottle Coffee
$4.58
Amazon
$89.99
Blue Bottle Coffee
$5.04
Shell Gas
$68.42
30-Day Spending by Category
housing
$2,200
shopping
$1,713
dining
$1,141
cash
$800
groceries
$454
subscriptions
$383